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The best way to factor in auto insurance costs is to get a auto insurance quote in Tuscon, AZ for each of the different kinds of cars you are thinking about purchasing. Just because a car does not look really sporty or fast doesn’t mean that it will be cheaper to insure it. Remember that some cars that have a lot of power and high performance look conservative and calm from the outside, while inside they might be the kind of cars that Tucson auto insurance companies think of as higher risk. Think of a car like a horse that can be trained—in some hands, it will be wilder than others, but breeding is also important. (Your age and good driving record, as you get older, can offset some of this cost by showing that you are a good trainer.) Get quotes for lower auto insurance rates for each car that you are interested in and make that one factor in your decision making process.